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THE MOST FLEXIBLE LOAN PRODUCT AVAILABLE TODAY


THE ACCELERATOR SUPPORTS A VARIETY OF FINANCIAL PLANS

Faster loan payoff to be mortgage-free before retirement Your cash flow reduces your home loan balance, minimizing interest paid.  This frees up funds for paydown. You can aggressively pay down the balance with surplus funds, knowing you can get the funds back if you need them.
Low-cost source of funds for financial investments As an investor, you can borrow against your home equity at your home loan rate. You don’t need to repay principal for 10 years (or more if you are below your available credit line), standard deductibility rules still apply and the unused credit remains fully liquid in the event you need it.
Faster equity build-up for "harvesting" For people who plan to tap their home equity for renovations, real estate purchases or other financial projects, the Accelerator offers unparalleled ability to quickly build the needed equity, and to quickly pay it back. Payback starts immediately thanks to your positive cash flow.
Improved effective return on your cash Any deposit you make into the Accelerator saves you interest at your loan rate. This often beats the rate on traditional sweep accounts, and offers the same financial flexibility. Money between investments or business projects can't find a better home.
No effort required. Simply point your direct deposit to your Accelerator loan, and sweep spare cash into it, and live your life as before. You make all of your checks, ATM/Visa, transfers and bill-pay out of the integrated checking account - - just like with your old bank.  If your employer doesn't offer direct deposit, no worries - -simply set up a regular electronic transfer into the Accelerator from your regular bank account.  Interest on the loan is paid automatically each month out of your available line of credit*, so you always make the interest payment on time! 

*Note: You will need to remit interest due from a separate account if your line’s available credit is insufficient.